Building is back in fashion: many Germans use the low mortgage rates to build their long-awaited home. Precisely because the building money is so low, even larger loan amounts can be taken up without automatically generating a very high interest burden.
Real estate loans have become so cheap
Especially because real estate loans have become so cheap, there are increasingly more builders who do not want to deal with the issue of financing closer. Often this is perceived as a very dry matter, which limits enthusiasm and interest. Instead, they prefer to engage many builders with technical issues. Especially the construction planning is often devoted a lot of time.
However, this behavior does not lead to the best possible results in terms of funding. Just because construction money is cheap, does not mean that you can complete a favorable loan at any bank. There are still at least some significant differences between the interest rates of individual banks. If you want to finance cheap, you must make sure. The time for a financial comparison should be taken necessarily.
Can lead to considerable additional costs
Unfortunately, this is often not done. Many people turn to their bank and finance directly there. As a result, higher interest rates are often accepted. These do not always seem big, but one should not be fooled: Already 0.1 percent can lead to considerable additional costs, which amount to several thousand euros.
Favorable loan to offer
Incidentally, finding cheap lenders is not at all difficult. Thanks to our mortgage lending comparison, the market is quickly examined. Our experts take away almost all the work from clients and buyers. How to determine which bank has the right or a particularly favorable loan to offer, so that the property is financed at the end of cheap.